Ownership Credits

A Unique Benefit

Ownership credits are a unique benefit of being part of an electric cooperative like Benton REA. At the end of each year, margins (profits) are allocated back to members based on their electricity purchases, known as ownership credits. This reflects each member’s ownership and contribution to Benton REA.

Being an owner of an electric cooperative does not mean you own poles, wires and transformers. Your ownership is reflected in other ways, such as your vote.


1: Benton REA tracks how much electricity you use and pay for throughout the year; 2: At the end of the year, we assess finances to see if there is excess revenue; 3: We allocate the excess revenue as ownership credits to members, based on how much electricity you have used; 4: When financial conditions allow, your Board of Trustees will retire (pay) the ownership credits to you